Car Breakdown

Car Breakdown - Copyright iStock

This article explains the different types of breakdown cover in the UK, as well as some of the options that may be available to you when choosing a policy.

Contents

Breakdown cover features

There are various features to look out for when purchasing motor breakdown cover, which can make a big difference to your purchase.

This list covers some of the most common features to look out for:

  • Roadside assistance
  • No call out charges
  • Tow to a garage
  • Response time
  • Distance from home

UK Breakdown Cover

Breakdown cover that provides service in the UK.

Most breakdown cover providers will then have different levels of cover. Make sure you study what you get for the different levels to work out which is the most suitable.

Euro Breakdown Cover

Euro breakdown cover covers you for driving anywhere inside Europe. If you are planning on travelling abroad then this package may be suitable.

Some features you may want to look out for in a European breakdown recovery service are:

  • Roadside assistance
  • Emergency Repairs
  • Replacement vehicle
  • Replacement parts

Before driving in Europe you should always study the local travel laws.

Multi-vehicle discount

If you are buying cover for more than one vehicle you may want to consider getting multi-vehicle cover.

With multi-vehicle cover you may make a saving so it makes sense to team up with your partner or another family member.

Distance from home

Some plans will only be able to provide service outside of a certain distance from your registered home.

Make sure you check whether your plan covers you at home, and decide if this is necessary.

In certain places in the UK it could be difficult to get to the nearest garage, so this is an option that some drivers consider essential.

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